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Recommended Loan Offers
Handpicked loan offers with the best rates and terms from our banking partners
Instant Personal Loan
HDFC Bank
Interest Rate
10.50%
Processing Fee
Up to 2.50%
Max Amount
₹40 Lakhs
Key Benefits
- Quick approval within 4 hours
- Zero collateral required
- Flexible repayment options
Business Growth Loan
ICICI Bank
Interest Rate
12.25%
Processing Fee
1.50%
Max Amount
₹75 Lakhs
Key Benefits
- Customized for SMEs
- Minimal documentation
- Line of credit options
Prime Home Loan
SBI
Interest Rate
8.75%
Processing Fee
0.35%
Max Amount
₹5 Crores
Key Benefits
- Lowest interest rates
- Up to 30 years tenure
- Balance transfer option
Explore Our Loan Products
Find the perfect financial solution for your specific needs with our diverse range of loan options
Personal Loan
Quick unsecured loans for your personal needs
- Get instant funding up to ₹40 Lakhs
- No collateral or security required
- Flexible repayment options
Business Loan
Grow your business with flexible financing options
- Funding up to ₹5 Crores for your business
- Tailored solutions for different business types
- Competitive interest rates
Home Loan
Affordable housing finance solutions
- Up to 90% of property value as loan
- Lower interest rates starting at 8.40%
- Tax benefits on principal and interest
Car Loan
Drive your dream car with competitive rates
- Quick approval and disbursement
- Up to 100% financing on select models
- Flexible tenure options
Education Loan
Invest in education with affordable student loans
- Cover tuition fees, living expenses & more
- Moratorium during study period
- Tax benefits under Section 80E
Loan Against Mutual Funds
Quick loans against your mutual fund investments
- Up to 80% of your mutual fund value
- Retain your investments and their growth
- Lower interest rates than personal loans
Loan Eligibility Criteria
Check if you're eligible for our loan products before applying
Personal Loan
- Age 21-60 years
- Minimum income of ₹15,000 per month
- CIBIL score of 700+
- At least 1 year of work experience
Business Loan
- Business operational for at least 2 years
- Annual turnover of ₹50 lakhs+
- CIBIL score of 700+
- ITR filed for at least 1 year
Home Loan
- Age 21-65 years (at loan maturity)
- Minimum income of ₹25,000 per month
- CIBIL score of 750+
- Property with clear title and approvals
Loan Calculator
Plan your finances better with our easy-to-use EMI calculator
Calculate Your EMI
Adjust the sliders to see your monthly payment
Loan Summary
Based on your selected parameters
Monthly EMI
₹16,251
Total Interest
₹85,036
Total Amount
₹585,036
Compare Loan Options
Find the best loan rates and terms from our partner banks
Compare Loan Options
Updated as of May 2025
| Bank / NBFC | Interest Rate | Processing Fee | Prepayment Charges |
|---|---|---|---|
H HDFC Bank Personal Loan | 10.50% - 18.00% | Up to 2.50% | Nil for floating rate loans |
I ICICI Bank Personal Loan | 10.75% - 18.49% | Up to 2.25% + GST | 2% on outstanding amount |
S SBI Personal Loan | 9.60% - 16.40% | 1.50% - 2.00% + GST | Nil after 12 months |
A Axis Bank Personal Loan | 10.49% - 18.00% | Up to 2.00% + GST | 2% on outstanding amount |
B Bajaj Finserv Personal Loan | 11.00% - 16.00% | Up to 3.99% + GST | 4% on outstanding amount |
Rates and charges are indicative and may vary based on eligibility criteria and loan amount
Why Choose MoneyBharat?
We make getting a loan simpler, faster, and more transparent
Instantly Compare Offers
Compare multiple loan offers from 50+ banks and NBFCs to find the best deal for your needs.
Safe & Secure
Your data is protected with bank-grade security. We never share your information without permission.
Quick Processing
Get your loan approved and disbursed quickly with our streamlined application process.
How It Works
Get your loan in just 3 simple steps
Compare & Choose
Compare multiple loan options and choose the one that best fits your needs
Apply Online
Fill out a simple online application form with your details
Get Funded
Receive your loan amount directly in your bank account
Frequently Asked Questions
Find answers to common questions about our loans and application process
QHow do I apply for a loan?
You can apply for a loan by submitting an application through our website, visiting our branch, or contacting our customer service team. You'll need to provide personal information, income details, and any required documents.
QWhat documents are required for a loan application?
Typically, you'll need identity proof (Aadhaar, PAN card), address proof, income proof (salary slips, ITR), bank statements for the last 6 months, and employment details. Additional documents may be required based on the loan type.
QHow long does the loan approval process take?
The approval process can take anywhere from a few hours to a few days depending on the loan type, amount, and verification process. Personal loans are typically processed faster than secured loans like home loans.
Ready to Get Started?
Apply now and get instant approval on your loan application