Home Loan Calculator
Plan your dream home purchase with our easy-to-use EMI calculator
Loan Summary
Based on your selected parameters
Monthly EMI
₹0
Total Interest
₹0
Total Amount
₹0
Types of Home Loans
Find the perfect home loan solution that matches your specific needs
New Home Loan
For purchasing a new property for residential purposes.
- Competitive interest rates
- Up to 30 years tenure
- Up to 90% financing
Home Loan Balance Transfer
Transfer your existing home loan and save on interest payments.
- Lower interest rates
- Top-up loan facility
- Minimal documentation
Home Loan Top-up
Additional loan amount over your existing home loan.
- Lower interest than personal loan
- Flexible usage
- Extended repayment period
Construction Loan
For constructing a house on land already owned.
- Disbursement in phases
- Pay interest only on disbursed amount
- Flexible drawdown schedule
Compare Home Loan Options
Find the best home loan rates and terms from our partner banks
Compare Loan Options
Updated as of May 2025
| Bank / NBFC | Interest Rate | Processing Fee | Prepayment Charges |
|---|---|---|---|
S SBI Personal Loan | 8.40% - 9.10% | 0.35% + GST (Min ₹2,000, Max ₹10,000) | Nil for floating rate loans |
H HDFC Bank Personal Loan | 8.50% - 9.25% | 0.50% + GST (Min ₹3,000, Max ₹10,000) | Nil after 6 months for floating rate |
I ICICI Bank Personal Loan | 8.60% - 9.30% | 0.50% + GST (Min ₹1,500, Max ₹10,000) | Nil for floating rate loans |
A Axis Bank Personal Loan | 8.75% - 9.40% | 1.00% + GST (Min ₹10,000) | Nil for floating rate loans |
L LIC Housing Finance Personal Loan | 8.50% - 9.10% | 0.50% + GST (Max ₹10,000) | Nil for floating rate loans |
Rates and charges are indicative and may vary based on eligibility criteria and loan amount
Home Loan Eligibility
Key factors that determine your home loan eligibility
Eligibility Criteria
Check if you're eligible for our loan
- Age: 21-65 years (at loan maturity)
- Income: Regular source of income (salaried or self-employed)
- Credit Score: Preferably 750+ for better interest rates
- Employment: Minimum 2 years of work experience
- Property: The property should have clear title and all approvals
Benefits of Taking a Home Loan
Discover the advantages of financing your dream home with a home loan
Tax Benefits
Get tax benefits under Section 80C for principal repayment (up to ₹1.5 lakhs) and Section 24(b) for interest payments (up to ₹2 lakhs) on your home loan.
Wealth Creation
Build equity in your property over time as you pay down your loan and as property values appreciate, helping you create long-term wealth.
Affordable EMIs
Home loans come with longer tenures (up to 30 years), making EMIs affordable and helping you manage your monthly budget effectively.
Frequently Asked Questions
Find answers to common questions about home loans
Ready to Own Your Dream Home?
Apply now and get the best home loan offers from top banks