Loan Against Mutual Funds - Quick Approval & Best Interest Rates

Unlock the value of your mutual fund investments without selling them

Why Choose Loan Against Mutual Funds

Get instant funds without selling your investments while they continue to grow

No Need to Sell

Keep your investments intact and continue to benefit from market growth and dividends

Lower Interest Rates

Enjoy significantly lower interest rates compared to personal loans or credit cards

Quick Approval

Get your loan approved within 24-48 hours with minimal documentation required

Flexible Repayment

Choose tenure from 3 to 36 months with no prepayment penalties

Mutual Fund Loan Calculator

Calculate your potential loan amount and EMI based on your mutual fund holdings

₹50,000 - ₹70,00,000

Estimated EMI

₹44,074/month

Principal Amount₹5,00,000
Total Interest₹28,892
Total Payment₹5,28,892

*Calculation is for illustration only. Actual EMI may vary based on loan amount, interest rate, tenure, and lender policies.

Eligibility & Documentation

Simple eligibility criteria and minimal documentation for quick processing

  • You must be at least 21 years old and not more than 65 years old at loan maturity
  • Your mutual funds must have been held for a minimum of 6 months
  • The minimum value of pledged mutual funds should be ₹2 lakhs or more
  • The mutual funds must be from approved Asset Management Companies (AMCs)
  • KYC compliance and bank account in your name
  • Stable income source to ensure repayment capacity
Required Documents
  • KYC documents (PAN card, Aadhaar card, etc.)
  • Latest mutual fund statements (not older than 15 days)
  • Bank statements for the last 3 months
  • Income proof (salary slips, ITR for self-employed)
  • 2 passport-sized photographs
  • Application form and declaration form
Application Process
1

Check Eligibility

Verify your mutual fund holdings and calculate eligible loan amount

2

Submit Documents

Provide KYC, mutual fund statements, and income proof

3

Pledge Units

Pledge your mutual fund units as collateral

4

Get Funds

Receive loan amount in your account within 24-48 hours

Frequently Asked Questions

Quick & Easy

Unlock Your Investment Value Today

Get instant liquidity while your investments continue to grow